Securing a second residency has become a priority for US investors. Whether looking for a European lifestyle backup plan, a Southeast Asian hub, or a strategic South American tax haven, choosing the most cost-effective jurisdiction is crucial.

Citizenship-by-investment programs are the fastest solutions to reach the final objective in a country. However, paths to direct citizenship through investment only exist in 13 jurisdictions. Moreover, if you wish to settle in the EU and become a citizen by investment, then you must opt first for a residency permit, which leads to obtaining the passport.

Top European Residency Destinations (Lowest Entry Points) for Americans

Europe banned its member states’ citizenship-by-investment programs (Cyprus and Malta). Moreover, the EU will erase the visa-free entry to the Schengen zone for visitors from countries with non-compliant citizenship or residency-by-investment programs.

Which are the most effective residency-by-investment programs for Americans in the European Union?

• Hungary: Features the Guest Investor Program, offering a 10-year renewable EU residency starting at €250,000 by an investment in a regulated local real estate fund, with zero minimum physical stay requirements.
• Greece: The absolute lowest cost entry point is €250,000 in real estate.
• Italy: Highly favored for its low-cost entry routes - such as the €250,000 innovative startup pathway - combined with zero mandatory stay requirements to maintain status.
• Portugal: Features the Cultural Production and Heritage route starting at €250,000 (or €200,000 in low-density areas) for supporting arts, cinema, or national heritage, alongside its fund options, offering minimal physical presence requirements (7 to 14 days per year) and a clear path to permanent residency.
• Cyprus & Malta: Prominent residency-by-investment routes (such as Cyprus real estate starting at €300,000 or Malta's permanent residence program) serving as foundational steps toward long-term status.
• Austria & Monaco: Residency paths requiring rigorous proof of solvency, substantial bank deposits, and personal asset verification.
  
  

The Asian Hub: Thailand

For Americans looking toward Asia, Thailand offers streamlined, long-term options focused on ease of living and low upfront costs:

• Thailand Privilege (Elite) Program: The cheapest and most hassle-free long-term option is the entry-level Bronze tier (approximately $18,000 USD / 650,000 THB for a 5-year multi-entry stay), requiring no complex asset or income gymnastics.
  
  

The South American Tax-Efficient, Laid-Back Alternative: Paraguay

For Americans seeking an ultra-low-cost, low-tax destination, Paraguay stands out as one of the most economical options globally:

• The Movie Production Option: The cheapest and most unique route allows applicants to secure direct permanent residency through a modest $40,000 contribution to an approved local film production, paired with a bank statement of a hefty amount. 
  
  
• Strategic Advantages: Alongside this budget-friendly cultural route, Paraguay features a territorial tax system (zero tax on foreign-source income), minimal stay requirements, and a fast track to citizenship after three years.
  
  

Navigating international immigration requires careful evaluation of compliance and capital allocation. Discus Holdings provides expert guidance to help US nationals structure a seamless global transition. Ask for support here!

« RETURN TO ALL NEWS

---